The excitement of buying your first home is incredible, all your hard work is finally paying off, but there are many steps to get through first before you pop that bottle of champagne.
That’s where we can help – not only will you be listened to, and your burning questions answered but also, you’ll be guided through every step of the way. Our dedicated team will get a clear picture of your circumstances then do all the hard work to bring you the best lending options for you to choose from. You can focus the extra time you’ll have on picking out a new paint colour or planning your housewarming party!
And because you’re a first home buyer, you may be eligible for a first home buyer grant. This grant may be available to Australian citizens or permanent residents who wish to buy or build their first home, which will be their principal place of residence within 12 months of settlement. As grant conditions vary from state to state, contact us to find out more about eligibility requirements in your state and how much grant money you could receive.
We’re all unique when it comes to our finances and borrowing needs. We can help with calculations based on your circumstances.
Our guides to loan types and features will help you learn about the main options available. There are hundreds of different home loans available, so talk to us today.
Usually between 5% – 10% of the value of a property, which you pay when signing a Contract of Sale. Speak with us to discuss your options for a deposit. You may be able to borrow against the equity in your existing home or an investment property.
Go to our Repayment Calculator for an estimate. Because there so many different loan products, some with lower introductory rates, talk to us today about the deals currently available, we’ll work with you to find a loan set-up that’s right for you.
Most lenders offer flexible repayment options to suit your pay cycle. Aim for weekly or fortnightly repayments, instead of monthly, as you will make more payments in a year, which will shave dollars and time off your loan.
This is a grant available to Australian citizens or permanent residents who wish to buy or build their first home, which will be their principal place of residence within 12 months of settlement. Contact us directly to find out more about eligibility requirements in your state and how much grant money you could receive.
There are a number of fees and costs involved when buying a property. To help avoid any surprises, the list below sets out many of the usual costs: